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We will assess your circumstances and needs and will then search whole of the mortgage market. Once we have found a product that best suits you, we will recommend that product to you. We make these recommendations verbally and in writing, in plain language so you understand what we are recommending and the reasons behind our recommendation.

We advise on the following from the mortgage (including unsecured lending) market. We advise on the following, non investment protection services.


Ethos Financial is an appointed representative of HL Partnership Ltd which is authorised and regulated by the Financial Services Authority. HL Partnership Ltd can be found on the FSA register under reference 303397:  (http://www.fsa.gov.uk/register/firmSearchForm.do) 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBT SECURED ON IT.

The guidance and/or information contained within this web site is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.